---
updatedAt: 2026-09-14T23:30:42.000Z
agentTools:
  projectIndex: https://docs.withreach.com/llms.txt
---

# Set up third-party payment methods for Shopify

With Reach and Shopify, you can offer a variety of payment methods to your customers worldwide using Reach's local acquiring solution. Contact the Reach support team if you are interested in setting up alternative payment methods in your Shopify store.

Follow the instructions below to set up third-party payment methods in your Shopify account.

<Cards columns="2">
  <Card title="Setting up Klarna" href="https://docs.withreach.com/docs/setting-up-third-party-payment-methods-for-shopify#setting-up-klarna">

  </Card>

  <Card title="Setting up PayPal" href="https://docs.withreach.com/docs/setting-up-third-party-payment-methods-for-shopify#setting-up-paypal">

  </Card>
</Cards>

<div style={{
    width: '100%',
    height: '3px',
    background: '#999177',
   	marginBottom: '1.25rem'
  }}></div>

# Setting up PayPal

Reach supports PayPal in Australia, Canada, the United States, Europe, and the United Kingdom.

<CardCallout type="warning" title="Contact us">
To utilize Reach's local acquiring solution through PayPal on your Shopify storefront, please contact your Reach Representative for guidance.
</CardCallout>

Follow the steps below to set up PayPal in your Shopify store:

1. From your Shopify admin, go to **Settings** > **Payments**.
2. Under **Supported payment methods**, click **Activate PayPal**. A new browser tab will open where you can enter the PayPal credentials.

<Image src="https://files.readme.io/ee6c129b7267b662f5dc7ae9055f6fc1eed6f7d80bb6ec870f683e02b77f398d-Activate_PayPal.png" alt="**Click Activate PayPal**" align="center" width="700px" caption="Click Activate PayPal" border={true} />

3. Select the **I'm not a robot** checkbox, complete the security challenge, and click **VERIFY**.
4. Enter your PayPal credentials to sign in, then click **Next**. Reach will provide this information.
5. Enter the PayPal password and click **Log In**. Reach will provide this information.
6. Once signed in, enter the one-time authentication code provided by your Reach Representative. The authentication code refreshes every 30 seconds.
7. Log out of PayPal.

Your setup is complete!

***

# Setting up Klarna

The following steps only apply to suppliers with a United States, Canadian, or Australian entity. Suppliers with a European Union entity or a United Kingdom entity can enable Klarna through Shopify Payments. For more information on Klarna and Shopify Payments, see Shopify's <Anchor target="_blank" href="https://help.shopify.com/en/manual/payments/shopify-payments/local-payment-methods/klarna/klarna-shopify-payments#regions-where-merchants-can-use-klarna-with-shopify-payments">Klarna for Shopify Payments</Anchor>.

<CardCallout type="info" title="Note">
  Klarna can only be enabled for your primary entity (your main Shopify account). Your primary entity should match the region in which you intend to use Klarna. For more information, review <Anchor label="Considerations when selling from multiple entities with Shopify Payments" target="_blank" rel="noopener noreferrer" href="https://help.shopify.com/en/manual/payments/shopify-payments/onboarding/selling-with-multiple-entities#considerations-when-selling-from-multiple-entities-with-shopify-payments">Considerations when selling from multiple entities with Shopify Payments</Anchor>.
</CardCallout>

Contact your Reach representative to use Reach's local acquiring solution through Klarna on your Shopify storefront. They will send you an email to activate your Klarna account.

Follow the steps below to set up Klarna.

1. [Activate your Klarna account](https://docs.withreach.com/docs/setting-up-third-party-payment-methods-for-shopify#step-1-activate-your-klarna-account)
2. [Install the Klarna app on the Shopify store](#step-2-install-the-klarna-app-on-the-shopify-store)
3. [Connect your Shopify store with Klarna](#step-3-connect-your-shopify-store-with-klarna)
4. [Install and configure Klarna On-Site Messaging app](#step-4-install-and-configure-the-klarna-on-site-messaging-a)

## Step 1. Activate your Klarna account

1. When you receive the email from Reach, click **Activate Account**.

<Image src="https://files.readme.io/c7bec0a90e40a7ab5056fd09e200a1eadb67f7139c460e7549e829ce0a3eba75-Klarna_-_Activate_account.png" align="center" width="% " caption="Activate account" border={true} />

2. Select the checkbox to agree to the terms and conditions and click **Continue**.

<Image src="https://files.readme.io/b60a07c12796561445c4e182b6eb1ecdcd049d51c0be896beca37998aedde944-Klarna_-_Merchant_Portal_Agreement.png" align="center" width="90% " caption="Merchant Portal Agreement" border={true} />

3. Set your password and click **Update password**.

<Image src="https://files.readme.io/7a2d0d249832bbc747a7b97ea3a49811720859570754502141f8afd00b3d64b5-Klarna_-_Please_choose_a_new_password.png" align="center" caption="Please choose a  new password" border={true} />

4. Enter your first and last name and click **Update profile**.

<Image src="https://files.readme.io/86212372ebdf0dfa0f095b3f5e561f56ad766202dede23470f8c7014300a05bb-Klarna_-_Enter_personal_info.png" align="center" caption="Enter personal info" border={true} />

5. Set up two-factor authentication (2FA).

<Image src="https://files.readme.io/6f42514e8a0f7ee02786028e448baa377bed1d83604a98ba88a278a0d693ff33-Klarna_-_Select_your_preferred_authentication_method.png" align="center" caption="Select your preferred authentication method" border={true} />

6. Once complete, log in to Klarna using your credentials and 2FA.
7. Under **To-dos**, click **1 store invite awaiting action**.

<Image src="https://files.readme.io/c83ab9d593f26309f04333a71c57649b931480e5b71d2131b6f875049fec3d87-Klarna_-_1_store_invite_awaiting_action.png" align="center" caption="1 store invite awaiting action" border={true} />

8. Select **Accept** next to your store and click **Save**.

<Image src="https://files.readme.io/813d8d325bd8bcc2f31c762372409abd07ce9a2f58a7dc9c8c7fd53491898de6-Klarna_-_Accept_Pending_Invites.png" align="center" caption="Accept Pending Invites" border={true} />

Your access is complete; you can install the Klarna Payment app on your store.

## Step 2. Install the Klarna app on the Shopify store

1. Sign in to <Anchor target="_blank" href="https://www.shopify.com/admin">Shopify admin</Anchor>. If you have multiple stores, verify you are in the correct Shopify store.
2. Click **Settings** in the lower-left navigation pane.
3. Click **Apps and sales channels**.
4. Click the **Shopify App Store**.
5. Type `Klarna` in the **Search apps, guides, and more** field at the top of the page.

<Image src="https://files.readme.io/f9f749cc195ec7260970630eb59dbb2db9bc22cb6a6f4c9b9ca80d7930fb4dec-Search_apps.png" align="center" width="90% " caption="Search apps, guides, and more field" />

6. Click **Klarna** in the search results list.

<Image src="https://files.readme.io/c399ddb30c2353416ed5f103aa30d85954de1f7fd6d5e14a1837fb320dd08deb-Klarna.png" align="center" border={true} />

7. Click the **Install** button.

<Image src="https://files.readme.io/119621519074242e2674ed07f65dc3a7f3c46225611f2d5a97e1276836f01f77-Install_button.png" align="center" border={true} />

8. Click the **Install** button again.

<Image src="https://files.readme.io/2cf5fa3f65606d1ba11f2d21a99f2580966137eb6ce896d391f7c79fbeeb5cd2-Install_app.png" align="center" border={true} />

9. Manage cookies on the Klarna site.

<Image src="https://files.readme.io/90c12fabad979270a7c1514f15206234db47431bb9b33ce73418ee700dfc5e0f-Manage_cookies.png" align="center" caption="Manage cookies" border={true} />

10. Enter your user credentials created in [Step 1](#step-1-activate-your-klarna-account)  and click **Sign in** to log in to Klarna.

<Image src="https://files.readme.io/ce7b2fa2bc151d24399dd22d2c60f018bd888e82f7b01ace205e0b876fddf2a8-Klarna_sign_in.png" align="center" width="70% " caption="Klarna Sign In" border={true} />

## Step 3. Connect your Shopify store with Klarna

1. From your Klarna account, make sure your Klarna MID appears in the **Store** field. Select it from the **Store** dropdown list if you don't see it.

<Image src="https://files.readme.io/1a25640b2fb5dd3224561e85081d806451f083e8c57ac5c587884ed429dfcef8-store.png" align="center" width="90% " caption="Store dropdown list" border={true} />

2. Click **Shopify**.

<Image src="https://files.readme.io/750fc041f103bbf7cf32a65e5aabb5a8dc10cb1cc17ae32a4bb1a0ea2f4b6500-Integrate_Klarna_in_your_e-commmerce_store.png" align="center" width="90% " caption="Click Shopify" border={true} />

3. Click **Continue** to connect your Shopify store to Klarna.

<Image src="https://files.readme.io/69299ffacf94e9fe7f7edfb11655add4446169f8e9376787710740aff9f1b3e1-Connect_your_Shopify_store_and_Klarna.png" align="center" caption="Click the Continue button" border={true} />

4. Click **Install Klarna Shopify Application**.

<Image src="https://files.readme.io/94a62260d824a9d5e78b95c9ef8b5ec296288c6cf7f656080526379ed101b046-Install_the_Shopify_Klarna_application.png" align="center" caption="Click the Install Klarna Shopify Application button" border={true} />

5. Click **Generate and connect credentials**.

<Image src="https://files.readme.io/a84f9e8df263044c08e052a226ffde095eed2e42dad2be3b767e2b55b4ef130c-Generate_and_connect_credetials.png" align="center" caption="Click the Generate and connect credentials button" border={true} />

6. Click **Download  Klarna\_credentials** and save the file to a secure location.

<Image src="https://files.readme.io/27ad0d9cde1d3768a52cdd417b478f7b04c6ad402b7aef512100fdc02ad9441c-Download_your_Klarna_credentials_text_file.png" align="center" caption="Click Download Klarna_credentials" border={true} />

7. Click **Continue Integration**.
8. Click **Verify integration** to test your integration.

<Image src="https://files.readme.io/538097918a1ec94f8a52e18e9af585bd8658e7df8432bc8b445d9ef78bc840ee-Verify_integration.png" align="center" border={true} />

9. Click **Next**. This action returns you to your Shopify store.

<Image src="https://files.readme.io/751723008ca5da5dee40194f8ccd68059f9d4ef886dd3e950526e30bcc7e4a3d-Successfully_verified_store.png" align="center" border={true} />

10. Click **Next** to activate your Klarna alternative payment method.

<Image src="https://files.readme.io/183c5d37e19bfe432fcd4c027feb65b887e05aef1d6aaf671c0d6a95cf62e2f6-Activate_your_klarna_alternative_payment_method.png" align="center" border={true} />

11. Turn on the **Klarna** toggle and click **Activate**. Once activated, Klarna will replace **Installed** with **Active**.

<Image src="https://files.readme.io/4f90dabe8cf72715953fe93b7e57806d905826561b24832757c2974ff6124f78-Activate_Klarna.png" align="center" caption="Activate Klarna" border={true} />

You have successfully activated Klarna!

## Step 4. Install and configure the Klarna On-Site Messaging app

<CardCallout type="info" title="Prerequisite">
  Before you begin, you must complete [steps 1](step-1-activate-your-klarna-account) through [3](#step-3-connect-your-shopify-store-with-klarna) to install and activate Klarna. The On-Site Messaging app requires the Klarna app to connect to your store. If Klarna is not installed, you will see a **Please check your configuration message**. <img src="https://files.readme.io/c6f29b9897b49fd9d5fb9cf8dceb768f3279336bf3d173264ad89245c8b483b2-Please_check_your_configuration.png" alt="" />
</CardCallout>

1. Sign in to <Anchor target="_blank" href="https://www.shopify.com/admin">Shopify admin</Anchor>. If you have multiple stores, verify you are in the correct Shopify store.
2. Click **Settings** in the lower-left navigation pane.
3. Click **Apps and sales channels**.
4. Click the **Shopify App Store**.
5. Type `Klarna` in the **Search apps, guides, and more** field at the top of the page.
6. Click **Klarna On-Site Messaging** in the search results list.

<Image src="https://files.readme.io/812911c7abf2953d7b6ec4659abdf7caba296d15d7f7b8c1e2a60c49751b19dc-Klarna_On-Site_Messaging.png" align="center" border={true} />

7. Click the **Install** button.

<Image src="https://files.readme.io/d5afc38474a726a2560218ec0689d0fd76fce4b9bd944c89c707d83e5e635eea-Install_app.png" align="center" width="700px" caption="Click the Install button" border={true} />

8. Click **Save** to automatically deactivate Klarna On-Site Messaging Adds when switching themes.

<Image src="https://files.readme.io/b6b0c2307ddb2d19f2265b32f2c79f6f6b913257e21c5c0390023e9b04f10a18-Klarna_On-Site_Messaging_Ads.png" align="center" width="700px" caption="Click Save to automatically deactivate Klarna On-Site Messaging Ads when switching themes" border={true} />

9. Scroll down and click the **New App Block Placement** button to open the them editor.

<Image src="https://files.readme.io/c99ac1c24383f1b64dfffdd9ba1410d8d09cecf326f38be64ca32319b961d5e9-New_App_Block_Placement.png" align="center" width="700px" caption="Click The New App Placement Button" border={true} />

10. Click **Got it** to dismiss the instructions for moving the **Klarna Placement** block.

<Image src="https://files.readme.io/799c858d270f9ca90f2d473f037882089e72278bcd84ed5d6923a3555ea3c88e-Klarna_Placement_added.png" align="center" width="700px" caption="Click Got it" border={true} />

11. Select **top-strip-promotion-badge** from the **Placement type** dropdown list and click **Save**.

<Image src="https://files.readme.io/21b1d2786f8cae322c3203cf2a9c94b2949995062d4554444f13020e98779af8-Top-strip-promotioh-badge.png" align="center" width="700px" caption="Select top-strip-promotion-badge from the Placement type dropdown list" border={true} />

11. Once saved, open a **New Incognito window** in your browser and view your store as a customer. Visit a product page to ensure the Klarna On-Site Message block appears in the correct location.

<div style={{
    width: '100%',
    height: '3px',
    background: '#999177',
   	marginBottom: '1.875rem'
  }}></div>