Processor Disclosure and Location Declaration Badge for Shopify

About

Reach is a merchant of record payment processing platform for retail merchants selling internationally. As a merchant of record, Reach is required to display our corporate entity name and country within the checkout process for all transactions processed via our merchant accounts.
The card schemes have strict rules for the messaging during check-out to avoid any customer confusion about the parties involved in the checkout process. These regulations are detailed in the Additional Resources section.

Required Banners and Badge

The Reach Badge Guidelines detail the specific requirements for the regulatory mechanism. Reach has ensured that every merchant using the Reach Shopify Connector is automatically compliant.

If you don't take any action, your store will use the default display; however, you are also able to choose the location and color for the banner portion of the requirement.

The default display includes a banner display at the bottom of the first page accessed by a customer. A badge will display under payment options at checkout. Both elements will default to the light color scheme.

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Banner Displays Once

The Reach Banner displays the first time a customer visits your store. After that, the customer will not see the banner unless the customer clears their cookies for your site.

The data-badge and data-banner attributes in reach-script.liquid can be edited to configure display options.

<script
   id="gointerpay_localize"
   src="https://assets.rch.how/2a144a21-066a-42fe-a553-736a777e39e2/localize.js"  
   data-merchant_id="2a144a21-066a-42fe-a553-736a777e39e2"
   data-env="production"
   data-badge_theme="light" 
   data-banner_theme="light"
   data-banner_position="bottom">
</script>

Z-Index and Banners

In order to ensure that your store's marketing, cookie, and GDPR-related banners remain the top priority, we have set the default z-index to the Reach Banner to 1024.

.gip_badge-wrapper .reach--payment--banner {
  z-index=9999;
}

To adjust the z-index of the Reach banner, you can add the css class above to your main css file.

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The z-index value should reflect the hierarchy you have or want depending on the number of banner displays you use on your storefront.

Additional Resources

Visa rules for Merchants of Record (See: Section 5.3.2.2)
Location Requirements
The Reach Merchant of Record Whitepaper

Legal

For full information regarding card brand rules and updates to same please consult each brand website directly, as this notice is not a legal opinion and should not be treated as legal advice.