SADAD

About

The SADAD Payment System was created by the Saudi Arabian Monetary Agency ("SAMA") as a national online payment method for the Kingdom of Saudi Arabia. Officially known as an Electronic Bill Presentment and Payment ("EBPP") service provider, SADAD operates like an online wallet similar to PayPal.

Payment Flow

Here's a quick run-through of how SADAD might look in a checkout process:

FAQ

What are the benefits of a SADAD Account?

Customers can shop online without a credit or debit card.

Who can use a SADAD Account?

Anyone with a current account with Samba can register for SADAD.

Is there any registration fee for using the SADAD service?

No. A SADAD Account is free of charge.

Where can customers manage their accounts?

Customers can review transactions on the SADAD Account web pages under SambaOnline.

Is there a limit on the number of transactions a customer can attempt with a SADAD Account?

There is no limit from the SADAD side on the number of transactions a customer can attempt, subject to a daily limit of SAR 5,000 per transaction and up to a maximum of SAR 25,000 per day.

Can a customer make a purchase if there is no balance in their SADAD Account?

No, the customer must first transfer funds to their SADAD account.

See a full list of FAQs here

Best Practices

• The interaction for a user is similar to PayPal. For reference, to direct a customer to pay online with their SADAD Account:
  • Visit any participating online merchant and shop for any product or service.
  • When ready to make a payment, choose the SADAD Account checkout option.
  • On the SADAD Account checkout window, enter your Username, Password and payment amount to complete your payment.

Technical Considerations

• The PaymentAccountIdentifier field is required in the Reach API. Please use the customer's SADAD Account ID.
• Authentication timeout is approximately 4.5 minutes

{
  "MerchantId": "2a144a21-066a-42fe-a553-736a777e39e2",
  "ReferenceId": "1538177185586",
  "PaymentMethod": "SADAD",
  "ConsumerCurrency": "SAR",
  "Capture": true,
  "Items": [
    {
      "Description": "Piston Ring",
      "ConsumerPrice": 100,
      "Quantity": 1,
      "Sku": "4383471583721"
    }
  ],
  "Consumer": {
    "Name": "Jane Doe",
    "Email": "[email protected]",
    "Phone": "1234567890",
    "Address": "123 Any Street",
    "City": "Somewhere",
    "Region": "14",
    "PostalCode": "12345",
    "Country": "SA"
  },
  "DeviceFingerprint": "aae4ad70-2a84-4c37-b605-a4f4f7e6cd6b",
  "PaymentAccountIdentifier": "Arun123",
  "Return": "https://checkout-sandbox.gointerpay.net/return.php"
}

{
  "OrderId": "a640b4d5-43af-4075-a3fe-065d725110a2",
  "UnderReview": false,
  "Expiry": "2018-09-28T23:31:28Z",
  "Authorized": false,
  "Completed": false,
  "Captured": false,
  "Action": {
    "Redirect": "https://sandbox.gointerpay.net/auth/7c9a1c27-d40d-4223-9a94-b06739451687"
  }
}

Testing

• Testing for this product can be very tricky, as SADAD doesn't have a proper "sandbox." Your technical account manager can help you to create a test SADAD Account ID to allow limited testing.

Related Information

Please see our most recent API guide.